Business
Ownr Review: Pricing, Plans and Who It's Worth It For in Canada
By Gopi · Last verified
Ownr is an online service that incorporates your business or registers your sole proprietorship for you, then keeps your corporate records organised afterwards. This review covers what Ownr costs, what each plan includes, how it compares with doing it yourself on the government website, and who it’s worth it for. I’ve done both: my first corporation I incorporated myself, and later I used Ownr for a federal incorporation and an Ontario sole proprietorship.
In short
- What it is: an online incorporation and business registration service, owned by RBC (the site is run by RBCx Portfolio Inc.). It is not a law firm.
- Where: federal incorporation, plus Alberta, British Columbia and Ontario.
- Cost (checked October 13, 2026, for a business in Ontario; prices depend on your province): federal incorporation from $499 in the first year ($199 if you open an RBC business bank account), then $199 a year. An Ontario sole proprietorship is $49 one-time, with government fees included.
- Worth it if: you value your time, want your minute book and annual filings organised, and like a guided, simple process.
- Do it yourself if: you’re comfortable with government forms and want the lowest cost. Corporations Canada charges $200 online to incorporate federally, plus any registration fee your province charges, and $12 a year for the annual return.
I use this
Ownr
I used Ownr for a federal incorporation and an Ontario sole proprietorship. I like its easy interface and its bundled plans. My referral link remembers you for 30 days after you click.
Visit Ownr (referral link)
What Ownr does
My take
Ownr turns incorporation into a series of simple questions: your name, address, structure and province. It prepares and files the documents, then keeps everything in one place. What I liked most was the easy interface and having everything bundled together.
- Incorporation: files your articles of incorporation with the government, prepares your bylaws, director appointments, resolutions and share register, and runs a business name search.
- Sole proprietorship registration: registers your business name and gives you your registration documents.
- After you register: an online minute book, your annual registry filings and resolutions prepared for you, secure document storage, and access to partner discounts (“Ownr Perks”).
Ownr pricing in 2026
Prices from Ownr’s pricing page, checked on October 13, 2026, for a business based in Ontario, before tax. Ownr’s prices depend on the province you choose on that page. “RBC account” means opening an RBC business bank account, which Ownr says lowers its price:
| What you register | Plan | First year | Every year after |
|---|---|---|---|
| Federal incorporation | Online Minute Book | $499 ($199 with an RBC account) | $199 |
| Federal incorporation | Managed Corporation | $998 ($698 with an RBC account) | $599 |
| Ontario sole proprietorship | One-time | $49 (free with an RBC account) | None |
Ownr says the first-year incorporation price includes the one-time government and filing fees. The basic plan charges extra for GST/HST registration and for changing your address, directors or officers; the Managed Corporation plan includes those, plus more legal templates (NDAs, dividend resolutions) and priority support. Ownr also offers a refund of its own fee if you’re not satisfied within 60 days of purchase.
Ownr can change its prices, plans and provinces at any time, and the price depends on your province. Always select your province and structure on Ownr’s pricing page and confirm the current price before you buy.
Ownr vs doing it yourself
My take
Doing it yourself is cheaper; Ownr is faster and keeps you organised. I learned a lot by incorporating my first company myself, but for later registrations, the time saved was worth more to me than the fee.
| Compare | Do it yourself (federal) | Ownr (federal, basic plan) |
|---|---|---|
| Incorporation cost | $200 online to Corporations Canada, plus any provincial registration fee | $499, or $199 with an RBC business account, government fees included |
| Each year | $12 annual return, filed yourself | $199 a year, annual filings and resolutions prepared for you |
| Corporate records | You keep your own minute book | Online minute book and document storage |
| Time and effort | You read the guides and fill in every form | Guided questions; Ownr prepares the documents |
A federal corporation usually also has to register in the province where it does business, and some provinces charge a fee for that, so your total government cost depends on your province. Check your province’s business registry. Federal fees are from Corporations Canada and its annual return page. How I did it myself is in my start-a-business guide.
Who Ownr suits, and who it may not
Ownr may suit you if:
- this is your first business and you want a guided process;
- you’d rather spend your time on clients than on forms;
- you want your minute book, resolutions and annual filings organised in one place;
- you’re opening an RBC business bank account anyway, which lowers the first-year price.
Ownr may not suit you if:
- your business is in a province Ownr doesn’t cover (it lists Alberta, British Columbia and Ontario, plus federal incorporation);
- you’re comfortable with government forms and want the lowest possible cost;
- you have several shareholders, investors or a complex structure: Ownr offers add-ons, but it isn’t a law firm, so speak to a lawyer for anything complex.
How it works, step by step
- Choose your structure and province on Ownr’s pricing page: incorporation or sole proprietorship.
- Answer the questions: business name (or a numbered company), address, directors and shareholders.
- Review and pay. Ownr prepares and files your documents.
- Receive your documents and your business number, stored in your Ownr account.
- Stay in good standing: keep your annual filings up to date; Ownr prepares them on its incorporation plans.
- How to incorporate a business in Canada in under 10 minutes (opens YouTube in a new tab)
- Incorporating with an online setup service, start to finish (opens YouTube in a new tab)
- How to register a sole proprietorship in Ontario (opens YouTube in a new tab)
- How to incorporate a business in Canada (federal incorporation) (opens YouTube in a new tab)
Questions people ask
Is Ownr legit?
Yes. Ownr is owned by RBC (its website is run by RBCx Portfolio Inc.), and I’ve used it for a federal incorporation and an Ontario sole proprietorship. It is not a law firm and doesn’t give legal advice.
How much does Ownr cost?
On October 13, 2026, for a business in Ontario: a federal incorporation started at $499 in the first year ($199 with an RBC business bank account) and renewed at $199 a year; an Ontario sole proprietorship was $49 one-time. Prices depend on your province and can change, so check Ownr’s pricing page for today’s price.
Does Ownr file my annual return?
On its incorporation plans, Ownr prepares your annual registry filings and corporate resolutions. Your corporation’s tax return (T2) is separate: see my T2 nil report guide.
Can I incorporate without Ownr?
Yes. Corporations Canada charges $200 online for a federal incorporation, plus any registration fee your province charges. My start-a-business guide shows how I did it myself.
I use this
Ownr
I used Ownr for a federal incorporation and an Ontario sole proprietorship. I like its easy interface and its bundled plans. My referral link remembers you for 30 days after you click.
Visit Ownr (referral link)
Based on my own use of Ownr and its public pricing page on October 13, 2026. Not legal or tax advice: prices, plans and coverage change, so check Ownr’s website, and speak to a lawyer or accountant about your structure.
What next
Read my start-a-business guide for every step from idea to yearly filings, or follow the Business guide.
Spot something outdated? Tell me in the YouTube comments on the related video, or use the contact form.